On 08 August 2010, a 21-year-old woman became the recipient of the latest Bahoudii Crown Trust Microloan.

Marta Beatriz Guevara Romero is 21, married, and the mother of two children, a one year old and a three year old. She, her husband, and their children live in San Francisco Gotera, Departamento De Morazán, El Salvador.

Marta and her husband have run their own business for the last two years ago. They buy cattle and run a butchery and sell the meat. Their business is very stable, and even though they have only been in business a short time, they have many customers because of good references from their customers and the fact that they are very responsible in their work.

Marta sought a microloan from Integral to be enable them to buy more cattle to increase their inventory. With an increase in inverntory, they will have more products to sell to more people,  their sales will improve, and their business will grow. Marta and her husband want that most of all, a growing business to improve their family's economic stability.

This MicroLoan was made under our agreement with www.kiva.org and has been disbursed through Integral - an organization founded in May 2002 and in partnership with Fundación Dueñas and the IDB/MIF and managed by Acción Internacional, to respond to the growing demand for microloans in El Salvador's developing marketplaces.

Integral opened its doors with a clear mission:

To be a company specializing in microfinance that understands and meets the needs of its clients by offering them financial products and services that are affordable, flexible, and timely in order to encourage development throughout El Salvador.

Integral has 23 agencies around the country and manages a portfolio of over $42,000,000 benefitting more than 100,000 Salvadorans who now have a better quality of life. Integral offers financial products like working capital, purchasing fixed assets, buying and remodeling homes, debt consolidation to meet the needs of its clients.  For clients in the agricultural industry, it also offers financial products suitable for furthering improvement and expansion plans.

Integral has earned recognition for it's work like the 2005 Transparency Award (Premio a la Transparencia 2005) awarded by MIXMARKET and REDCAMIF at the Third Central American Conference on Microfinance, and the 2006 Excellency Award (Premio a la Excelencia 2006) awarded by the Multi-Sector Investment Bank’s Micro and Small Enterprise Development Trust (BMI-FIDEMYPE in Spanish) for having the most growth among institutions in 2005.